SteveCramerRealtor.com, Opening the Door to YOUR Dream, Serving Galesburg, Peoria, and surrounding areas with more of what you're looking for.
SteveCramerRealtor.com

RE/MAX Traders Unlimited
3622 N. Knoxville Ave.
Peoria, IL
Mobile:
(309) 337-0059

Contact Steve anytime at (309) 337-0059 or via email Steve@SteveCramerRealtor.com

Buying Tips

Buying Tips
  • Get prequalified for a mortgage. You'll be able to make a firm commitment to buy and make your offer more desirable to the seller.

  • Stay in close touch with your real estate sales associate to find out first about new listings that come on the market. And be ready to go see a house as soon as it goes on the market.

  • Scout out new listings yourself. Look at Internet sites, newspaper ads, and drive by the neighborhood frequently. Maybe you'll see a brand-new "for sale" sign before anyone else.

  • Be ready to make a decision. Spend lots of time in advance deciding what you must have so you won't be unsure when you have the chance to make an offer.

  • Bid competitively. You may not want to start out offering the absolute highest price you can afford, but don't try to go too low to get a deal. In a tight market, you'll lose out.

  • Keep contingencies to a minimum. Restrictions such as needing to sell your home before you move or wanting to delay the closing until a certain date can make your offer unappealing. In a tight market, you'll probably be able to sell your house rapidly. Or talk to your lender about getting a bridge loan to cover both mortgages for a short period.

  • Don't get caught in a buying frenzy. Just because there's competition doesn't mean you should just buy anything. And even though you want to make your offer attractive, don't neglect inspections that help ensure that your house is sound

  • Don't make any major purchases, especially a new car. It can negatively affect your debt-to-income ratio and can greatly decrease the amount that you can borrow.

  • Avoid moving money around, because the lender will probably ask you to provide complete paper work for 2-3 months for all your liquid assets. The more moves you make the more paper work you will have to do.

    • About our real estate services
    We offer complete start-to-finish assistance with every facet of the real estate and home buying or selling process to make it as fast, convenient and easy as possible. We offer so much more than the standard REALTOR© services, because we have your best interests in mind. It's not about us, it's about you and helping you get the best deal possible for your hard-earned dollars. We offer home buying information, home selling information, relocation services, information on mortgage services, regional information, and Galesburg and Peoria area schools info.

    Serving Galesburg, Peoria, and surrounding areas with more of what you're looking for.
    Steve Cramer